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    Best Qonto Alternative for Founders

    Looking for a Qonto alternative? Valerium offers financial management that works with any bank, plus invoicing, time tracking, and a customer portal. Compare features, pricing, and see why teams are switching to Valerium.

    Get started nowView pricing
    Built for founders
    Clean, modern interface
    Contracts with e-signature
    Everything in one place

    On this page

    • Key differences at a glance
    • Feature comparison
    • Pricing comparison
    • Switching from Qonto
    • Where Valerium is a better fit
    • Frequently asked questions

    Key differences at a glance

    Bank Freedom

    Valerium

    Works with any bank

    Qonto

    Must use Qonto bank

    Invoicing

    Valerium

    Full invoicing suite

    Qonto

    Basic invoicing

    Time Tracking

    Valerium

    Built-in

    Qonto

    None

    Contracts

    Valerium

    Native e-signature

    Qonto

    Not included

    Feature comparison

    See how Valerium compares to Qonto on the features that matter.

    FeatureValeriumQonto
    Multi-bank supportStatement import, any bankQonto only
    Transaction categorizationYesYes
    Expense trackingYesYes
    Receipt captureYesYes
    Team cardsNoYes
    Customer portalYesNo
    Full invoicingYesBasic
    Time trackingYesNo
    Project trackingYesNo
    Reports shared by linkYesNo
    Customer managementYesNo

    Pricing comparison

    Transparent pricing, no surprises.

    Valerium

    Starter

    $40/mo
    • •Invoicing and online payments (Stripe)
    • •Statement import (CSV)
    • •Receipts attached to transactions
    • •Time tracking
    • •Contracts with e-signature
    • •Financial reports and metrics
    • •Accounting exports (QuickBooks, Xero)
    • •Multi-currency
    • •2 bank accounts · unlimited invoices

    Pro

    $80/mo
    • •Everything in Starter
    • •10 bank accounts · unlimited invoices
    • •Customer portal
    • •HubSpot, Linear and Slack
    • •API and webhooks
    • •Priority support within 24h
    Start free trial

    7-day free trial. Cancel anytime.

    Qonto

    Basic

    €9/month
    • •1 user
    • •German IBAN
    • •20 transfers/month

    Smart

    €19/month
    • •2 users
    • •100 transfers/month
    • •5 cards

    Premium

    €39/month
    • •5 users
    • •500 transfers/month
    • •Connect banks

    Enterprise

    €99/month
    • •10 users
    • •Unlimited transfers
    • •Priority support

    Must switch your banking to Qonto

    Switching from Qonto to Valerium

    Making the switch is straightforward. Here's how to get started.

    1

    Keep your current bank

    No need to switch banks - Valerium connects to your existing accounts.

    2

    Sign up for Valerium

    Create your account and import your bank statement (CSV).

    3

    Import your customers

    Add your existing customers for invoicing.

    4

    Start using all features

    Access time tracking, a customer portal, and more.

    Where Valerium is a better fit

    Valerium is the right choice if you're...

    EU founders who want to keep their current bank
    Teams needing more than basic invoicing
    Businesses wanting time tracking built-in
    Users who need shareable financial reports

    Frequently asked questions

    Common questions about switching from Qonto to Valerium.

    No! Unlike Qonto, Valerium works with the bank accounts you already have — just import your statements — so you keep your current banking relationships.

    Ready to make the switch?

    Start your 7-day free trial. No credit card required until you're ready to upgrade.

    Start your free trialView pricing

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